Capital one vs chase reddit - Chase Ink Business Preferred Credit Card. Capital One Venture Rewards Credit Card. Capital One Venture X Rewards Credit Card. Prime Visa. You may see some familiar names among the cards listed above. That's because several of the best credit cards for Airbnb are on our list of the best credit cards for travel.

 
Kind of depends on your style in terms of travel partners. Chase has domestic airlines, but you can transfer Capital One to BA, Flying Blue, Aeroplan, etc. to use on domestic flights. Capital One seems better for international, especially European travel. Seems like the only real winner for Chase is the Hyatt transfers. . Squidward on a chair gif

It’s low/no annual fee, no none sense and to the point. Savor one for restaurants, groceries, and I believe streaming services also get 3%. Venture X for all else like Amazon, Costco, and gas. I know I can maximize my rewards with more cards but I like the simplicity of this set up. You can transfer savor one cash back to venture X points at ...You have to donate $5 or $10 to a charity for orphans to become a member. This is it OP, their customer service is great. Capital One is up to 1.7%. Affinity Federal Credit Union is up to 3.5% on the first $5k and 1% over $5k. SoFi is 2% APY with direct deposit set up plus a $300 sign up bonus.Chase Freedom Unlimited: The Freedom Unlimited is a great everyday card. It has no annual fee and earns 3 points per dollar spent on dining and drugstore purchases and 1.5 points per dollar spent on all other purchases. Why they're a great pair: Both cards allow you to earn an impressive 3 points per dollar spent on dining and drugstore ...CSP comes with $50 travel credit making AF effectively $45 and CSR travel credit $300 making effective AF $250. You need to look at other benefits like lounge access and PYB and 10x travel with CSR to see if it's worth that difference of $205 to you. The point being...by itself neither card is a great everyday travel card.Yes, you can transfer Chase URs between accounts. So points earned in Chase Freedom or Chase Freedom Unlimited accounts (which normally are only worth 1 cent each) can be transferred to Chase Sapphire Preferred/Reserve (or Chase Ink Preferred) accounts to make them worth more. As for your chances of CSR approval, the big thing with the CSR is ...Don’t plan on flying often. Capitol one has a better intro offer (75000 vs 60000 for Chase) but according to creditcards.com they both equate to about $750. Chase is 5x for travel (I assume this includes flights) 3x points for dining, 2x for everything else. Capitol one is 5x for hotels and cars, 2x for everything else.Capital One’s main rewards program is known as Capital One Miles, while Chase’s rewards program is known as Chase Ultimate Rewards. You can earn Capital One miles by making purchases using …Chase Sapphire Preferred vs. Capital One Venture Rewards Credit Card. The Capital One Venture Rewards Credit Card has a $95 annual fee and offers a more …24 Agu 2018 ... The Chase Sapphire Preferred Card and newly revamped Capital One® Savor® Cash Rewards Credit Card have a lot of strengths in common, like: Sign- ...The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the …Together, Citigroup, Wells Fargo, Bank of America and JP Morgan Chase make up the top four banks in America with Chase Bank being the largest. This multinational bank has over 5,100 branches with 16,000 ATMs, employs over 250,000 staff and ...29 Best Top New. Hell yeah, congrats! It’s easily my most used card. Last year got about $750 back on it. Savor One also covers internet and streaming. Getting 3% on my cell bill and Netflix, Xfinity, etc. Who’s your cell service?A lot of the issues people have with Capital One have to do with how CapOne “buckets” consumers. If you have a lower-tier card such as Platinum or Quicksilver One, it’s likely going to be difficult for you to grow that card to a huge limit, and you’re most likely going to start with $300 or $500 and go up to a maximum of around $3,000 from there. If you …The Capital One Venture X Rewards Credit Card is comparatively inexpensive at $395 per year. That's not a small sum, but if you know you'll use the $300 in Capital One Travel credit each year, the ...Aug 16, 2023 · The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service. However, if we have ... The Capital One Venture X Rewards Credit Card made headlines with its aggressive and generous welcome bonus. Currently, it offers this welcome bonus: 75,000 bonus miles after spending $4,000 on ...At a glance: Chase Freedom Unlimited® vs. Capital One Quicksilver Cash Rewards Credit Card. Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 5% (minimum $5) thereafter. 3% for the first 15 months or at a promotional APR that Capital One may offer you at any other time.The $95 fee only means that you'd have to spend $9500 per year in total to breakeven with the Savor rather than the Savor One. You would not need to spend an additional $9500. Venture X. Travel credit is easy to use. $0 effective annual fee after travel credit and anniversary bonus. Primary rental car coverage.Chase vs. capital one. I currently have a basic Discover credit card but want to expand into travel rewards territory. I’ve been looking at the Chase Sapphire preferred and the …amy_mighty_travels • 6 mo. ago. I`ve had both. The Chase Sapphire Preferred is my wallet mainstay; it's been my longest standing credit card and I've enjoyed the rewards and benefits it offers. On the other hand, the Capital One Venture card has a great rewards structure that is simple and easy to use. I've personally earned thousands of ...ATM access available. Why we picked it: UFB Direct is an online brand of Axos Bank, which has been a winner in Buy Side’s Best Online Banks roundup in the past. The UFB High Yield Savings ...As a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...With Venture X new cardmembers earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Currently, the …It seems to me like Capital One is a sort of dark horse up and comer in the last year or so with offers like their Venture X and really pushing to compete with Chase which I see as the sort of premier card.When it comes to interest rates, Chase only offers a 0.01% APY for both its savings and checking accounts. Capital One, however, offers a 4.30% APY for its 360 …Oct 2, 2023 · The Capital One Venture Rewards Credit Card is a remarkably easy card to use. Not only do you earn 2 miles per $1 on all purchases, so there’s no need to keep track of spending categories, but ... This bonus is worth $750 in travel if you redeem at a fixed value directly through Capital One or up to $1,388 if you transfer your miles to Capital One's airline or hotel transfer partners since TPG values Capital One miles at 1.85 cents each.I have Chase, Capital One, and Amex. I use my chase with regular purchases for the 1.5% because both of my Amex’s give me only 1 %/point per dollar, my capital one (venture one) gives me 1.25 miles per dollar, and my CFU gives me 1.5% which is the most cash back compared to the other cards. It used to be my daily card until I got my Amexs.A budget traveler will typically search for the cheapest flight regardless of airline. With the CSR, you'll be able to book the cheapest flight on the Chase portal, which can be any airline that sells tickets through portals, and get very good points redemption value from it. With Capital One and Amex you'll only be getting a 1 cpp redemption. Depends on how much you value chase points vs Capital one points. It's a great duo tho with a decent sub so you really can't go wrong either way. both Freedoms also get 3% back on dining, which works out to 3.75% when combined with the CSP, so numbers wise you're better off keeping the CSP for dining.4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...PNC Bank vs Capital One. PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Capital One? Read our comparison chart below. PNC Bank has 2,600 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals.Card details Chase Sapphire Preferred Citi Premier; Annual fee: $95. $95. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations: 60,000 ThankYou points after you spend $4,000 on purchases in the first three months from account …6 Agu 2023 ... 1. Chase Sapphire Preferred® Card · 2. Capital One Venture X Rewards Credit Card · 3. The Platinum Card® from American Express · 4. American ...Chase gives you an extra 30 days, but Capital One will cover much larger purchases - up to $10k per claim compared to $500. The only real retail benefit missing from both cards, Price Protection, is a benefit that's been largely phased out over the past 5-7 years across most major credit cards.Why it's one of the hardest credit cards to get: The Bank of America® Unlimited Cash Rewards credit card for Students is the hardest cash back student credit card to get approved for, as it requires excellent credit. The Bank of America® Unlimited Cash Rewards credit card for Students, which has a $0 annual fee, offers an initial …Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days. Chase vs Capital One: Compare Banking Options. Chase has some innovative features, but Capital One offers far better rates on savings. Both banks have no minimum deposit, but while Chase favors higher deposits with better rates, Capital One rewards investors who commit to a longer term. Article update: August 31, 2023.Advertiser disclosure Reviews Capital One vs. Chase: Which bank has better credit card offers? Jennifer Yellin Jan. 23, 2021 • 15 min read Jump to section This …When you go to the dealership, bring your Cap One pre approval letter, your 3 most recent paystubs, proof of residence (a utility bill or credit card statement from the last 30 days) and proof of insurance. It will help speed up the process for you. Also, GAP insurance is a must but don’t buy the extended warranty.AF is $395 vs $550 for CSR. Both offer $300 travel credit. Venture X offers 2x points on all purchases and Hertz Presidential status. Ultimately, it depends on your overall spending plan. CSR is good if you have other Chase cards and have a lot of points to use because you get 50% more out of them.However, when comparing the Chase and Capital One savings accounts, immediately you can see that Capital One has a far better rate. It offers an impressive 4.30% compared to the 0.01% – 0.02% offered by Chase. Another advantage is that Capital One’s savings account is completely fee free.Chase Sapphire Preferred vs Capitol One Savor. New grad nurse here with 764 credit score (current card is Deserve student), income is about $65,000/yr. Trying to switch to a new card to take advantage of rewards. Still live at home, this card will be used for mainly bars, restaurants, groceries, gas, parking, however I would like a card with ...The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service.Chase only pays 1% on non travel items... gas, groceries, etc. Capital one pays 2% on everything. Now I can use one card for my entire vacation and not worry I am leaving money on the table. Cap 1 pays for itself with the $300 travel credit plus 10,000 annual points worth $100.Jun 21, 2023 · Capital One Venture X. Chase Sapphire Reserve. Annual fee. $395 (see rates and fees ). $550. Welcome bonus. Earn 75,000 bonus miles after you spend $4,000 in the first three months of account opening. Earn 60,000 bonus points after you spend $4,000 in the first three months of account opening. Earning rate. When you go to the dealership, bring your Cap One pre approval letter, your 3 most recent paystubs, proof of residence (a utility bill or credit card statement from the last 30 days) and proof of insurance. It will help speed up the process for you. Also, GAP insurance is a must but don’t buy the extended warranty.Mar 27, 2023 · Using the Capital One Venture X Rewards Credit Card to book flights in the portal provides 5 miles per dollar; flights booked elsewhere earn 2 miles per dollar. Currently, you can only book flights, hotels and rental cars through the portal. The portal also houses the Premier Collection for luxury hotels. However, this is only accessible if you ... Earn 3x points on select streaming services. Once you get the sub bonus for Chase, your everyday spend or any purchases outside of these specific categories should probably go on the Capital One Venture since it's 2x all purchases. (You can get the 2x on other travel purchases as noted above, but if you don't put any travel on your Capital One ...I have both. A Chase freedom with 1% and 5% (rotating) and capital one with 1.5%. I would say I use my capital one much more, especially because I don't need to put a travel notice on it when travelling domestically. Chase has blocked my card once before for not putting a travel notice.Travel Protections – Chase Sapphire Reserve: It covers up to $10,000 per person for trip cancellation (vs. $2,000 for Venture X), offers $100,000 in medical evacuation coverage, and provides $100 a day (up to 5 days) for lost luggage. It also provides Roadside Assistance for just $50. Sapphire Preferred has some of the same benefits, but not ...The Capital One Venture X Rewards Credit Card offers a generous welcome bonus: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. The ...Closed out WF and US Bank for non-use. Discover, Ally, and Capital One offer periodic bonuses, so I swap money between them occasionally. Netspend has $1000 earning 5% as well. I want to get rid of chase as well to churn bonuses, but I literally just got away from chase's mortgage to qualify and my damn mortgage got sold BACK to Chase...Other than that, they're just a bank, nothing special. $0 minimum accounts have some appeal over Chase direct deposit required/$1500 minimum balance entry level account, I guess. And I'm sure neither Chase or WF have HYSA's. Capital One is ok, but compared to Chase and WF there exist just better options in general lolChase wants prime credit scores. The only one that is more conservative in approving is us bank. many people including myself can't get approved for capital one because are scores are too good and too thick. Capital one want that sub prime stuff for their CDO. This is reported very often on my fico and on the more advanced card sub reddit.Chase Freedom - $24K, 2018. Chase Freedom Flex - $7K, 2021. Discover It - $11.3K, 2012. Capital One Venture One - (Churned the Venture for SUB and PC'd to Venture One in 2015. I never use this card) Barclays Arrival Plus - (Churned for SUB and canceled in 2016) * FICO Scores with source (see note on FICO score sources below): Experian, 805.Some banks are paying 3% or more interest on savings. (Capital One, SoFi) Some banks don’t charge overdraft or NSF fees. (Capital One, Schwab) Some banks make it easier to deposit cash than others. (Capital One, BofA) Some banks offer lower interest rates in auto and home loans. (Credit Unions)To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. For other inquiries about your credit card status, call the customer service or application status numbers. Reconsideration (Personal): 888-270-2127. Reconsideration (Business): 800-453-9719.A lot of the issues people have with Capital One have to do with how CapOne “buckets” consumers. If you have a lower-tier card such as Platinum or Quicksilver One, it’s likely going to be difficult for you to grow that card to a huge limit, and you’re most likely going to start with $300 or $500 and go up to a maximum of around $3,000 from there. If you receive an offer to co3% cash back on your first $1,500 in eligible purchases each quarter in your choice of one everyday category. 1.5% cash back on all other eligible purchases. 5.5% cash back on prepaid car and ...It’s low/no annual fee, no none sense and to the point. Savor one for restaurants, groceries, and I believe streaming services also get 3%. Venture X for all else like Amazon, Costco, and gas. I know I can maximize my rewards with more cards but I like the simplicity of this set up. You can transfer savor one cash back to venture X points at ...I prefer them over CapitalOne because Ally allows for a much higher mobile check deposit limit of $50K/day whereas CapitalOne is only $5K/day or $10k/month. Furthermore, Ally offers $10/month ATM fee reimbursement while CapitalOne does not.Chase vs. capital one. I currently have a basic Discover credit card but want to expand into travel rewards territory. I’ve been looking at the Chase Sapphire preferred and the Capital One Venture but can’t decide which is a better deal.Capital one savor one is an underrated card. 3% back on entertainment. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining. Things like restaurants, fast food and take out. 3% back on groceries. Self explanatory. When you redeem your points for trips you get 1.25x on Chase Sapphire, and 1.5x on Sapphire Reserve. So if you have, say 80,000 points, you can book trips for ~$1,000 with the Chase Sapphire, whereas on Capital One that 80,000 points is only worth $800.Capital One Venture X vs Chase Sapphire Preferred? I noticed that with the annual $300 credit from Venture X, the $395 annual fee equates to sapphire preferred’s fee of $95, or …That was my initial hesitation from switching to capital one, but I suppose I could also just buy the pass separately. I was thinking that with how much I spend, the higher point value from chase would end up with me earning more points. Especially since I do use the chase business ink to buy gift cards at staples for that 5% Definitely not. As long as you use it once every 6 months (some companies only need to use once a year) the bank won't close it. It'll also be good for your credit score to keep it open. Gain_Spirited • 1 yr. ago. Chase has the 5/24 rule and Capital One doesn't. So if you're on the fence, get the Chase card first and then the Capital One card ...Specifically, before I dive into applying for something like the Capital One Venture X card, I want to make sure I’m actually getting something out of it. For example, the 10X miles on hotels and $300 annual travel credit offered by Capital One only applies for things booked through Capital One Travel.Chase Sapphire Preferred vs Capitol One Savor. New grad nurse here with 764 credit score (current card is Deserve student), income is about $65,000/yr. Trying to switch to a new card to take advantage of rewards. Still live at home, this card will be used for mainly bars, restaurants, groceries, gas, parking, however I would like a card with ... While financial jargon is not everyone’s specialty, there is one concept that is crucial for everyone to understand in order to maintain financial security: liquid capital. Liquid capital is considered “liquid” since it is able to be fluidl...Sep 6, 2023 · Chase Freedom Unlimited vs. Capital One Quicksilver: There’s a Clear Winner Both boast a 1.5% rewards rate, but the Chase Freedom Unlimited goes a lot further, also offering bonus rewards in ... 20 Jul 2023 ... Our comparison of the Capital One Venture X and the Chase Sapphire Reserve breaks down the similarities and differences between the two ...Better travel partners. $50 back in hotel credit. Better rental car insurance then Venture unless they changed that to match the venture X. The Venture is mostly a 2% back card with restrictions and an annual fee. The CSP is a dine card and rental insurance card underneath with some good hotel and airfare partners.The Capital One Venture and Chase Sapphire Preferred have long been frontrunners in this discussion. We first compared the two cards in 2019. Then we updated the scorecard last year as the value proposition for each card had changed. With some recent changes, ...There are no minimum deposits or service fees. While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services. Compare Capital One with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.Capital One Venture X Rewards Card: $1,275 in travel. Sapphire Preferred Card: $1,080 in travel. So while there's a gap here, Chase Ultimate Rewards points are a bit more valuable, again making ...Still, those are great offers that can easily offset the annual fee. At a minimum, the 75,000-mile offer on the Venture X is worth $750 towards travel. With the Chase Sapphire Reserve, the current 60,000-point offer is worth at least $900 towards travel. But with the Amex Platinum, so long as you can find at least a 125,000- or 150,000-point ...And now that I’m an employed adult with decent monies, chase doesn’t deserve to custodian that for me. Still have my chase visa credit card since SoFi is a MasterCard, but that’s it. Go with the Schwab visa debit card, they're basically Chase Sapphire Checking except the min is $0 not $75,000.Chase vs. capital one. I currently have a basic Discover credit card but want to expand into travel rewards territory. I’ve been looking at the Chase Sapphire preferred and the …As a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...Chase is better for domestic transfer value. VX is better for international (similar point value, higher earnings) transfer partners. If you’re just going to do cash (Chase) or travel eraser (VX) at 1cpp, VX wins there too. Perks - Both have Priority Pass, but CSR still has dining. VX has Capital One and Plaza Premium lounges.Oct 15, 2023 · Capital One Venture vs. Chase Sapphire Preferred welcome offer Both cards are currently offering solid sign-up bonuses that can provide a ton of value to new cardholders. The Venture Rewards card offers 75,000 bonus miles after spending $4,000 on the card within the first three months of account opening. Definitely not. As long as you use it once every 6 months (some companies only need to use once a year) the bank won't close it. It'll also be good for your credit score to keep it open. Gain_Spirited • 1 yr. ago. Chase has the 5/24 rule and Capital One doesn't. So if you're on the fence, get the Chase card first and then the Capital One card ...Chase Sapphire Preferred vs Capitol One Savor. New grad nurse here with 764 credit score (current card is Deserve student), income is about $65,000/yr. Trying to switch to a new card to take advantage of rewards. Still live at home, this card will be used for mainly bars, restaurants, groceries, gas, parking, however I would like a card with ... 20 Jul 2023 ... How to decide between applying for a Capital One Venture X, a Chase Sapphire Reserve, and a Chase Sapphire Preferred credit card.Chase has domestic airlines, but you can transfer Capital One to BA, Flying Blue, Aeroplan, etc. to use on domestic flights. Capital One seems better for international, especially …Quicksilver is mostly a flat 1.5% cash back card with a few travel multipliers that Capital One recently added. Platinum has no rewards. It's just a card to help people build credit. Edit: To add more context, the SUB is for what they deem “Excellent” which is atleast 3 years of holding a credit card.The $95 fee only means that you'd have to spend $9500 per year in total to breakeven with the Savor rather than the Savor One. You would not need to spend an additional $9500. Venture X. Travel credit is easy to use. $0 effective annual fee after travel credit and anniversary bonus. Primary rental car coverage. Capital One Venture X vs. Chase Sapphire Reserve. The Capital One Venture X and Chase Sapphire Reserve credit cards are premium travel credit cards. …The Capital One Venture X Rewards Credit Card is comparatively inexpensive at $395 per year. That's not a small sum, but if you know you'll use the $300 in Capital One Travel credit each year, the ...

Capital One’s customer service is okay, but my credit union blows them out of the water. Also, from a financial standpoint I’m doing better with keeping the bulk of my money in my credit union’s account. 2% APY for that savings account is hard to beat for a savings account. Also, the cash back debit card is nice.. Rolie polie snack meals

capital one vs chase reddit

Capital One’s main rewards program is known as Capital One Miles, while Chase’s rewards program is known as Chase Ultimate Rewards. You can earn Capital One miles by making purchases using …Using the Capital One Venture X Rewards Credit Card to book flights in the portal provides 5 miles per dollar; flights booked elsewhere earn 2 miles per dollar. Currently, you can only book flights, hotels and rental cars through the portal. The portal also houses the Premier Collection for luxury hotels. However, this is only accessible if you ...Unrealistic to expect continuous credit limit increases with no justification. $19k is a very high limit for all but the highest income earners. Credit cards are unsecured debt and the creditors have a great deal of risk and exposure. I’ve had my cap1 card for about 15 years, no issues. Generous credit limit.The same is true regarding any fees charged to add authorized users to your card. Here’s how our 2 featured cards compare regarding annual fees and the cost to add additional users: Annual Fees — Both featured cards charge a modest annual fee: Chase Sapphire Preferred – $95 annual fee. Citi Premier – $95 annual fee.The annual fee for AMEX Gold falls to $10. Assuming you would use the $50 hotel credit chase gives you every year your annual fee for CSP would fall to $45. CSP gives 2% more back for travel. AMEX Gold gives 1% more back for groceries/restaurants. The CSP costs $35 more if you use all of the credits for both. Capital One’s customer service is okay, but my credit union blows them out of the water. Also, from a financial standpoint I’m doing better with keeping the bulk of my money in my credit union’s account. 2% APY for that savings account is hard to beat for a savings account. Also, the cash back debit card is nice. The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service. However, if we have ...Capital One vs. Chase: Rates. When it comes to interest rates, Chase only offers a 0.01% APY for both its savings and checking accounts. Capital One, however, offers a 4.30% APY for its 360 Performance Savings Account. Chase’s CD rates are also considerably lower than that of Capital One.It's probably not a good idea to have 100% of your banking accounts with one institution. If they flag one of your accounts and decide they no longer want to do business with you, they could close everything and you would have no access to any money until you receive the check in the mail. I have a Discover savings and credit card and they have ...Assuming you spend every penny of that on a Freedom card, the difference between the CFU 1.5% ($35.57 cashback) and the CFF 1% ($23.71 cashback) is $11.86. Maxing out a CFF quarterly category on an average month ($1,500/quarter equals $500/month) will reward you with a total of $43.71 cashback.Capital One has many credit cards. SoFi's 2% credit card is good, but if you like a variety of benefits and cash back options, Capital One is the way to go. One of things I like about Capital One's credit accounts is the option to have an Authorized Manager for the credit cards, which mimicks a joint credit account holder.Chase vs. capital one. I currently have a basic Discover credit card but want to expand into travel rewards territory. I’ve been looking at the Chase Sapphire preferred and the Capital One Venture but can’t decide which is a better deal.The Gold is essentially a free keeper card if you can maximize the monthly Uber and dining credits, and the Savor One is a no annual fee card where the cash back earned can be transferred to the Venture X, similar to the Chase trifecta. You just have to wait at least six months between Cap1 applications for approval. 12.Quicksilver is mostly a flat 1.5% cash back card with a few travel multipliers that Capital One recently added. Platinum has no rewards. It's just a card to help people build credit. Edit: To add more context, the SUB is for what they deem “Excellent” which is atleast 3 years of holding a credit card.Points are worth 1.5 cents each when redeemed for travel booked through Chase, compared to 1 cent apiece with the Capital One Venture X Rewards Credit …An individual can open a checking account with JPMorgan Chase & Co. online at Chase.com. In the Products & Services section, he can choose the type of account he wishes to open, then review the monthly fees, minimum deposits, and various fe...Edit- chase has 500 a day limit and capped at 1500 a month. Starling has a 300/day limit and no monthly cap. Hailing from Australia, I find this the same for Monzo. I would leave starling for a chase joint account. But if that option isn’t offered, I’d keep starling and leave Monzo. Monzo is fine, the rate is the same.TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points are worth 2 cents apiece while Capital One miles are worth 1.85 cents apiece. WYATT SMITH/THE POINTS GUYOne other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the $250 AF to make sense. Agree with the Venture X. I would also suggest downgrading the CSP to CFF if you do get the venture x and don’t use chase transfer partners. The transfer partners have the real ....

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